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What to expect from a financial coaching session, what it costs, and what happens next.

This is how financial coaching works at MMC. Two one-hour sessions with your dedicated personal finance coach, conducted online via video call — understand your situation, build a plan, and know exactly what to do next.
Whatever's on your mind — it belongs here. See everything we help with →
Your coach listens first. This is your space — bring whatever financial goal, decision, or challenge is on your mind.
No agenda, no judgement. Your coach builds a full picture of your situation — in your words, at your pace.
Together you surface what matters most right now — and agree on where to focus first.
Session notes and initial action steps sent to you straight after, so nothing gets lost.
Go deeper on what matters most. Leave with a clear, written plan — specific to you.
Your coach digs into the area you most want to move forward — whatever that looks like for you.
You walk away with a practical, written action plan built around your life — not a generic template.
Your coach walks you through what ongoing support looks like, so you know your options going forward.



Every individual financial coaching session includes written notes, a clear plan, and platform access to keep moving forward.
A written record of everything you covered — sent to you straight after each session.
Concrete next steps written by your coach, specific to your situation and your goals.
Tools, resources, and your coaching plan — all in one place to keep the momentum going.
You always work with the same person. Before your Fast Start we suggest a coach based on what you tell us — your situation, your goals, your personality. It's a starting point, not a decision. Browse the team, ask questions, or simply go with our recommendation.
Book your Fast StartNo pressure, no default next step. Book one-on-one financial coaching sessions as you need them, or commit to a membership — you decide.
All financial coaching session prices exclude GST. No hidden fees, no commissions.
Entry point Fast Start$399 + GST · one-off | Ongoing Pay-as-you-go$199 + GST per session | Membership Inner Circle$80 + GST / month | |
|---|---|---|---|
| Sessions | |||
| Number of sessions included | 2 × 1 hour | Per booking | 4 per year |
| Dedicated coach (same coach every session) | |||
| Session notes & action plan after every session | |||
| Discount on additional sessions | 20% off | ||
| Message your coach between sessions | |||
| Platform access | |||
| Personal finance platform access | 6 weeks | Active while sessions ongoing | Full year |
| My Cashflow tool | |||
| My Accounts tool | |||
| Financial wellbeing surveys | |||
| Educational videos & resources | |||
| Personalised ongoing coaching plan | |||
| Commitment | |||
| Minimum commitment | None | Per session | 12 months |
| Monthly payment option | |||
| Book Fast Start | Join Inner Circle | ||
Every plan includes access to the My Money Circle platform — built to keep you moving between sessions, not just during them.
After every session your coach sends detailed notes and a personalised action plan — a clear record of where you are and exactly what to do next.
If you continue beyond Fast Start, your coach builds a personalised coaching plan tailored around your unique situation and goals. Not generic. Not templated.
My Cashflow helps you build a realistic spending plan with guidance from your coach. A budget that reflects real life, not a spreadsheet ideal.
My Accounts helps you organise your money on payday — bills, savings goals, and actually enjoying life. No more wondering where it all went.
Two financial wellbeing surveys track your progress over time. Your coach uses the results so every session starts with real context, not guesswork.
An AI coaching companion that works alongside your human coach, not instead of them. Help when you need it, without waiting for your next session.
We have a sizeable team of qualified financial professionals located across Australia — here's a sample. Whoever you're matched with, you can expect the same standard: an average of 10 years' experience, no juniors, no contractors, same person every session.

Alison has spent over a decade helping everyday Australians get clear on their finances. Warm and practical, she has a knack for cutting through the noise and helping people see what actually matters.

Tony brings a calm, methodical approach to coaching. He's great at helping clients who feel stuck or overwhelmed find a clear path forward — without overcomplicating things.

Jason has a gift for making financial concepts feel accessible. Clients often say they leave sessions feeling more confident and less anxious about money than they have in years.

Nyssa is known for her straightforward style and genuine curiosity about her clients' lives. She creates space for honest conversations about money that people often struggle to have anywhere else.
Our coaches are based in cities and regions across Australia — the profiles above are just a sample of our team.
These are the things people most commonly ask before booking a financial coach consultation. If you don't see your question here, we're happy to chat.
Call us on 1300 01 99 30, Monday to Friday 9am – 5pm AEST, or send us a message.
Two sessions. One plan. The clearest your finances have ever felt.